A team you can trust

We believe in honesty and transparency in all of our communications, professionalism in our dealings with others and being ethical and fair to those that we meet along the way.

Meet the team

Our team is made up of some of the leading lights in the commercial finance industry. From the original founders to our most recent joiners, we are united in our goal to make becoming a successful and compliant commercial finance broker as easy as possible.

Piotr has been in the banking and finance industry since 1989, having held various senior positions within Lloyds Bank and Bank of Scotland in the Commercial Banking and Asset Finance divisions. In 2015 he made the decision to leave the high street banks to start and grow Synergy Commercial Finance. Piotr is especially proud of what Synergy Commercial Finance has achieved since its formation, especially of the success of its franchisees.

In his varied role he can be found recruiting new network members, supporting existing network members, working with funders, and representing Synergy Commercial Finance at industry events.

Outside of work he likes to spend time with his family and enjoy holidays, music, rugby union and motorsport.

Piotr Twaits

Synergy Commercial Finance, Managing Director

LinkedIn

Piotr has been in the banking and finance industry since 1989, having held various senior positions within Lloyds Bank and Bank of Scotland in the Commercial Banking and Asset Finance divisions. In 2015 he made the decision to leave the high street banks to start and grow Synergy Commercial Finance. Piotr is especially proud of what Synergy Commercial Finance has achieved since its formation, especially of the success of its franchisees.

In his varied role he can be found recruiting new network members, supporting existing network members, working with funders, and representing Synergy Commercial Finance at industry events.

Outside of work he likes to spend time with his family and enjoy holidays, music, rugby union and motorsport.

Wendy has been involved in Financial services since 1999 starting off in Asset finance followed by a career of over 20 years in Commercial/Corporate banking. Wendy brings strong experience in managing clients, Business Development and working with introducers along with the leadership of teams. Whilst in the banking world Wendy worked with a variety of businesses and sectors helping them achieve their expansion and growth plans. Wendy joined Synergy in November 2021 as Sales Director and primary responsibilities include  supporting the development of our relationship with existing and new franchisees and maintaining and supporting strong relationships with existing and new funders on our extensive panel.

Outside of work Wendy's main passion aside of having a busy household of two teenagers is tropical gardening, so you will find her in far flung garden centres and hopefully visiting some of the tropical countries these plants come from.

Wendy Winter

Synergy Commercial Finance, Sales Director

LinkedIn

Wendy has been involved in Financial services since 1999 starting off in Asset finance followed by a career of over 20 years in Commercial/Corporate banking. Wendy brings strong experience in managing clients, Business Development and working with introducers along with the leadership of teams. Whilst in the banking world Wendy worked with a variety of businesses and sectors helping them achieve their expansion and growth plans. Wendy joined Synergy in November 2021 as Sales Director and primary responsibilities include  supporting the development of our relationship with existing and new franchisees and maintaining and supporting strong relationships with existing and new funders on our extensive panel.

Outside of work Wendy's main passion aside of having a busy household of two teenagers is tropical gardening, so you will find her in far flung garden centres and hopefully visiting some of the tropical countries these plants come from.

Nick is a founding Director and shareholder of AFS Group, establishing the first group company Asset Finance Solutions (UK) Ltd jointly with Co-Director Justin Ford in 2005. Having worked in the financial services industry since leaving school and then exclusively in the asset finance sector since 1994 for both high street banks and specialist Lessors, Nick has been in the broker market since 2005. As Group MD, a major part of his time is now spent developing excellent working relationships with every Funder who helps form, without doubt, the largest and most comprehensive Funder portfolio in the indirect finance marketplace.

When not busy with the expanding day job, Nick likes nothing better than enjoying a day at the races and the additional buzz of racehorse breeding and ownership. He is also a keen cyclist, often exploring the local Yorkshire countryside.

Nick Simpson

AFS Group Managing Director

LinkedIn

Nick is a founding Director and shareholder of AFS Group, establishing the first group company Asset Finance Solutions (UK) Ltd jointly with Co-Director Justin Ford in 2005. Having worked in the financial services industry since leaving school and then exclusively in the asset finance sector since 1994 for both high street banks and specialist Lessors, Nick has been in the broker market since 2005. As Group MD, a major part of his time is now spent developing excellent working relationships with every Funder who helps form, without doubt, the largest and most comprehensive Funder portfolio in the indirect finance marketplace.

When not busy with the expanding day job, Nick likes nothing better than enjoying a day at the races and the additional buzz of racehorse breeding and ownership. He is also a keen cyclist, often exploring the local Yorkshire countryside.

Mike has been in the finance industry since 1993, having worked for a number of high street banks. He joined AFS in 2006, having met Nick and Justin at ING Lease, they eventually convinced him to give up working for the bank and explore the opportunities and rewards broking offered. His role has developed over the years, and he now find himself in the position of Group Legal & Compliance Director, which means he is responsible for all things relating to regulation and ensuring we meet the ever-expanding demands of the various regulators we fall under.

Away from work he pursues his love of Manchester United and also enjoys collecting and restoring classic cars and always has several projects on the go.

Mike Geddes

AFS Group Legal & Compliance Director

LinkedIn

Mike has been in the finance industry since 1993, having worked for a number of high street banks. He joined AFS in 2006, having met Nick and Justin at ING Lease, they eventually convinced him to give up working for the bank and explore the opportunities and rewards broking offered. His role has developed over the years, and he now find himself in the position of Group Legal & Compliance Director, which means he is responsible for all things relating to regulation and ensuring we meet the ever-expanding demands of the various regulators we fall under.

Away from work he pursues his love of Manchester United and also enjoys collecting and restoring classic cars and always has several projects on the go.

With over twenty years in the industry, finance is definitely in Justin’s blood, and something which he continues to have passion and enthusiasm for.

From the lightbulb moment founding Asset Finance Solutions (UK) Ltd with Nick Simpson in 2005 to the innovative business we have become today, he has always been incredibly proud of everything we have achieved and holds a huge amount of respect and admiration for our staff and franchisees, all of whom have played a major part in our success and development.

As Group Commercial Director, Justin is involved with all aspects of the business and believes in empowering people to find “solutions not problems”. He has responsibility for overseeing the back-office functions at our Blackburn Headquarters.

Out of work he loves everything creative with a fondness for retro music (played on a turntable no less) and watching movies (new and old) with a glass of wine.

Justin Ford

AFS Group Commercial Director

LinkedIn

With over twenty years in the industry, finance is definitely in Justin’s blood, and something which he continues to have passion and enthusiasm for.

From the lightbulb moment founding Asset Finance Solutions (UK) Ltd with Nick Simpson in 2005 to the innovative business we have become today, he has always been incredibly proud of everything we have achieved and holds a huge amount of respect and admiration for our staff and franchisees, all of whom have played a major part in our success and development.

As Group Commercial Director, Justin is involved with all aspects of the business and believes in empowering people to find “solutions not problems”. He has responsibility for overseeing the back-office functions at our Blackburn Headquarters.

Out of work he loves everything creative with a fondness for retro music (played on a turntable no less) and watching movies (new and old) with a glass of wine.

Piotr has been in the banking and finance industry since 1989, having held various senior positions within Lloyds Bank and Bank of Scotland in the Commercial Banking and Asset Finance divisions. In 2015 he made the decision to leave the high street banks to start and grow Synergy Commercial Finance. Piotr is especially proud of what Synergy Commercial Finance has achieved since its formation, especially of the success of its franchisees.

In his varied role he can be found recruiting new network members, supporting existing network members, working with funders, and representing Synergy Commercial Finance at industry events.

Outside of work he likes to spend time with his family and enjoy holidays, music, rugby union and motorsport.

Piotr Twaits

Synergy Commercial Finance, Managing Director

LinkedIn

Piotr has been in the banking and finance industry since 1989, having held various senior positions within Lloyds Bank and Bank of Scotland in the Commercial Banking and Asset Finance divisions. In 2015 he made the decision to leave the high street banks to start and grow Synergy Commercial Finance. Piotr is especially proud of what Synergy Commercial Finance has achieved since its formation, especially of the success of its franchisees.

In his varied role he can be found recruiting new network members, supporting existing network members, working with funders, and representing Synergy Commercial Finance at industry events.

Outside of work he likes to spend time with his family and enjoy holidays, music, rugby union and motorsport.

Wendy has been involved in Financial services since 1999 starting off in Asset finance followed by a career of over 20 years in Commercial/Corporate banking. Wendy brings strong experience in managing clients, Business Development and working with introducers along with the leadership of teams. Whilst in the banking world Wendy worked with a variety of businesses and sectors helping them achieve their expansion and growth plans. Wendy joined Synergy in November 2021 as Sales Director and primary responsibilities include  supporting the development of our relationship with existing and new franchisees and maintaining and supporting strong relationships with existing and new funders on our extensive panel.

Outside of work Wendy's main passion aside of having a busy household of two teenagers is tropical gardening, so you will find her in far flung garden centres and hopefully visiting some of the tropical countries these plants come from.

Wendy Winter

Synergy Commercial Finance, Sales Director

LinkedIn

Wendy has been involved in Financial services since 1999 starting off in Asset finance followed by a career of over 20 years in Commercial/Corporate banking. Wendy brings strong experience in managing clients, Business Development and working with introducers along with the leadership of teams. Whilst in the banking world Wendy worked with a variety of businesses and sectors helping them achieve their expansion and growth plans. Wendy joined Synergy in November 2021 as Sales Director and primary responsibilities include  supporting the development of our relationship with existing and new franchisees and maintaining and supporting strong relationships with existing and new funders on our extensive panel.

Outside of work Wendy's main passion aside of having a busy household of two teenagers is tropical gardening, so you will find her in far flung garden centres and hopefully visiting some of the tropical countries these plants come from.

Nick is a founding Director and shareholder of AFS Group, establishing the first group company Asset Finance Solutions (UK) Ltd jointly with Co-Director Justin Ford in 2005. Having worked in the financial services industry since leaving school and then exclusively in the asset finance sector since 1994 for both high street banks and specialist Lessors, Nick has been in the broker market since 2005. As Group MD, a major part of his time is now spent developing excellent working relationships with every Funder who helps form, without doubt, the largest and most comprehensive Funder portfolio in the indirect finance marketplace.

When not busy with the expanding day job, Nick likes nothing better than enjoying a day at the races and the additional buzz of racehorse breeding and ownership. He is also a keen cyclist, often exploring the local Yorkshire countryside.

Nick Simpson

AFS Group Managing Director

LinkedIn

Nick is a founding Director and shareholder of AFS Group, establishing the first group company Asset Finance Solutions (UK) Ltd jointly with Co-Director Justin Ford in 2005. Having worked in the financial services industry since leaving school and then exclusively in the asset finance sector since 1994 for both high street banks and specialist Lessors, Nick has been in the broker market since 2005. As Group MD, a major part of his time is now spent developing excellent working relationships with every Funder who helps form, without doubt, the largest and most comprehensive Funder portfolio in the indirect finance marketplace.

When not busy with the expanding day job, Nick likes nothing better than enjoying a day at the races and the additional buzz of racehorse breeding and ownership. He is also a keen cyclist, often exploring the local Yorkshire countryside.

Mike has been in the finance industry since 1993, having worked for a number of high street banks. He joined AFS in 2006, having met Nick and Justin at ING Lease, they eventually convinced him to give up working for the bank and explore the opportunities and rewards broking offered. His role has developed over the years, and he now find himself in the position of Group Legal & Compliance Director, which means he is responsible for all things relating to regulation and ensuring we meet the ever-expanding demands of the various regulators we fall under.

Away from work he pursues his love of Manchester United and also enjoys collecting and restoring classic cars and always has several projects on the go.

Mike Geddes

AFS Group Legal & Compliance Director

LinkedIn

Mike has been in the finance industry since 1993, having worked for a number of high street banks. He joined AFS in 2006, having met Nick and Justin at ING Lease, they eventually convinced him to give up working for the bank and explore the opportunities and rewards broking offered. His role has developed over the years, and he now find himself in the position of Group Legal & Compliance Director, which means he is responsible for all things relating to regulation and ensuring we meet the ever-expanding demands of the various regulators we fall under.

Away from work he pursues his love of Manchester United and also enjoys collecting and restoring classic cars and always has several projects on the go.

With over twenty years in the industry, finance is definitely in Justin’s blood, and something which he continues to have passion and enthusiasm for.

From the lightbulb moment founding Asset Finance Solutions (UK) Ltd with Nick Simpson in 2005 to the innovative business we have become today, he has always been incredibly proud of everything we have achieved and holds a huge amount of respect and admiration for our staff and franchisees, all of whom have played a major part in our success and development.

As Group Commercial Director, Justin is involved with all aspects of the business and believes in empowering people to find “solutions not problems”. He has responsibility for overseeing the back-office functions at our Blackburn Headquarters.

Out of work he loves everything creative with a fondness for retro music (played on a turntable no less) and watching movies (new and old) with a glass of wine.

Justin Ford

AFS Group Commercial Director

LinkedIn

With over twenty years in the industry, finance is definitely in Justin’s blood, and something which he continues to have passion and enthusiasm for.

From the lightbulb moment founding Asset Finance Solutions (UK) Ltd with Nick Simpson in 2005 to the innovative business we have become today, he has always been incredibly proud of everything we have achieved and holds a huge amount of respect and admiration for our staff and franchisees, all of whom have played a major part in our success and development.

As Group Commercial Director, Justin is involved with all aspects of the business and believes in empowering people to find “solutions not problems”. He has responsibility for overseeing the back-office functions at our Blackburn Headquarters.

Out of work he loves everything creative with a fondness for retro music (played on a turntable no less) and watching movies (new and old) with a glass of wine.

Become a Synergy Network member

Looking to set up or grow your own commercial finance brokerage? Already have 3 or more years of customer facing commercial finance experience?

Contact us to see how we can help

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